What is a Rideshare Company’s Obligation in a Car Crash in Waipahu?
In Hawaii, drivers—including those operating for rideshare services—are subject to the state’s no-fault insurance laws. These laws require every driver to carry a minimum of $10,000 in Personal Injury Protection (PIP) insurance. If a motor vehicle accident occurs, injured drivers or passengers must first rely on their PIP coverage for medical expenses and lost wages, regardless of who caused the crash.
For rideshare drivers in Waipahu, companies like Uber, Lyft, and Holoholo provide additional commercial insurance. This insurance covers not just the drivers but also passengers and pedestrians who suffer serious injuries in a car accident. Depending on the driver’s status at the time of the collision—whether they were logged into the app or actively transporting a passenger—the level of coverage and the rideshare company’s obligations can vary significantly.
Holoholo, Uber, and Lyft provide up to $1 million in liability insurance during active rides, but obtaining fair compensation might still be challenging. Victims suffering from traumatic brain injuries, spinal cord injuries, or wrongful death should consider contacting a law office experienced in personal injury law. If you or a loved one has been injured, a free consultation with a Honolulu personal injury attorney can help determine your legal rights and explore your legal options.