Wrongful Death Claim vs. Insurance Claim
Some families first hear from an insurance adjuster after a fatal accident. An insurance claim may be part of the process, but it is not the same as having a full wrongful death case evaluated. Insurance companies may focus on limiting payment, narrowing damages, or obtaining recorded statements before the family understands the full value of the claim.
A wrongful death attorney can review the insurance coverage, calculate damages, and determine whether a settlement offer accounts for medical bills, funeral costs, lost income, economic damages, non-economic damages, and the surviving family members’ loss. If settlement negotiations do not result in fair compensation, the attorney may recommend filing a wrongful death lawsuit.