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McCully car accident

News: 1 dead, 1 injured after vehicle hits parked car in McCully

HONOLULU, HI - A driver was killed and a passenger injured in a recent car wreck in the McCully area of Honolulu, Hawaii News Now reports. Police said the driver was heading eastbound on Bingham Street Sept. 1 at about 11:50 p.m. when the vehicle sideswiped a parked, unoccupied vehicle.  The impact caused the first parked vehicle to crash into a second parked and unoccupied vehicle and a fire hydrant, while causing the driver's vehicle to overturn. The driver, a 26-year-old woman, was transported by EMS to an area hospital, where she was later pronounced dead. A 25-year-old female passenger was taken to the hospital and was listed in critical condition. Two other passengers, a 25-year-old woman and a juvenile girl, were not injured. The driver and the girl were wearing seat belts at the time of the accident, while the two 25-year-olds were not. There was no immediate word on whether speed, drugs or alcohol contributed to the fatal crash. If you have been hurt in a car accident in Hawaii through no fault of your own, turn to attorney Glenn Honda and the legal team at the Recovery Law Center for help.  Our knowledgeable Hawaii car accident lawyers are here to put you at ease while helping you understand your rights and seek the justice and compensation you deserve for your injuries. The first step is to schedule a free consultation by calling (808) 427-3088 or visiting our contact page.

A woman was killed when her car hit a tree in Kalaeloa

News: Woman dies in single-vehicle crash in Kalaeloa

KALAELOA, HI - A woman was killed early yesterday morning when her vehicle collided with a tree near the Kalaeloa Airport. Hawaii News Now reports that the accident happened on Coral Sea Road at about 12:30 a.m. on Sunday, September 13. Authorities say that that a 48-year-old woman lost control of her vehicle in a curve in the roadway. The car ran off the right side of the road and struck a tree. Emergency responders rushed the woman to a nearby hospital, where she died a short time later. She was Oahu's 28th traffic fatality of the year. Investigations are ongoing, but police believe that the woman may have been intoxicated at the time and was likely driving too fast for conditions. We will provide updates if they become available. Have you recently lost a loved on in a motor vehicle accident in Hawaii? If someone else was to blame for what happened, the team at Recovery Law Center wants to help. You could be entitled to compensation, and your loved one deserves justice. We can investigate the accident, identify liable parties, and hold them accountable for what they did — and we won't charge you a fee unless we win your case. Contact us today to get started with your free consultation with a compassionate Hawaii fatal car accident lawyer.

Pedestrian accident in Kahului

News: Woman, 61, dies after being struck by vehicle in Kahului

KAHULUI, HI - A pedestrian died after being struck by a vehicle in Kahului, the Maui Police Department reported. The fatal collision occurred Sept. 9 at about 9:43 p.m. on Kaahumanu Avenue, east of South Papa Avenue. A preliminary investigation revealed that the driver of a 2013 Chevrolet Equinox was traveling eastbound within the inner eastbound lane on Kaahumanu Avenue, approaching the intersection of South Wakea Avenue, when the vehicle struck a pedestrian. The pedestrian was walking northbound across Kaahumanu Avenue at the time, out of a marked crosswalk. She was pronounced dead at the scene and was later identified as 61-year-old Lynette Kealoha of Wailuku. The driver of the Equinox, a 70-year-old Wailuku man, was not injured. He was wearing a seat belt at the time of the accident. Investigators have yet to determine whether speed, drugs or alcohol were contributing factors. If you have been injured in a pedestrian accident because of another party's negligence, turn to the Recovery Law Center to obtain the best possible outcome in your case. With more than two decades of experience and a long track record of successful verdicts and settlements, our trusted Hawaii pedestrian accident lawyers are the right choice to handle your situation. To schedule a free consultation, contact us online or give us a call at (808) 427-3088.

Head-on collision in Ocean View

News: Police identify man killed in Ocean View head-on collision

OCEAN VIEW, HI - The identity of a man killed in a two-vehicle crash in Ocean View has now been released, according to the Hawaiʻi Island Police Department. The victim of the Aug. 15 collision was 45-year-old Jason Jay Spurgeon of Hawaiian Ocean View Estates (HOVE) subdivision. Police responded to the scene near the intersection of Aloha Boulevard and Lehua Lane in HOVE at about 1:15 p.m. Investigators determined that Spurgeon was driving a 2021 Kia Seltos westbound (makai) on Aloha Boulevard when he crossed over the centerline and collided head-on with a 2000 Nissan Altima. The Nissan was operated by a 21-year-old woman, also from HOVE. Spurgeon, who was not wearing a seat belt was pronounced dead at the scene. The 21-year-old woman was transported to the Kona Community Hospital in critical condition and has since been released. The ongoing investigation is being handled by the Area II Traffic Enforcement Unit. Our Hawaii car accident attorneys at Recovery Law Center Hawaii have vast experience in representing victims of motor vehicle accidents caused by negligent drivers. So if you or a loved one were injured in such a crash, our dedicated legal team will stand by your side every step of the way to ensure you get the best possible outcomes in your case. We help our clients win their personal injury cases so they and their loved ones can get the compensation they deserve. To arrange a free consultation, call us at (808) 427-3088 or contact us online.

Motorcycle accident in Pahoa

News: Accident on on Highway 137 in Pahoa leaves motorcycle rider critically injured

PAHOA, HI - A man was critically injured when he lost control of his motorcycle and crashed in Pahoa, police said. A release from the Hawaii Police Department stated that the accident took place Sept. 5 in the area of the 14-mile marker on Highway 137. Police responding to a 1:48 p.m. call determined that a 2004 Honda Shadow motorcycle was traveling south on Highway 137 when the operator lost control and veered off the roadway. The rider, a 53-year-old man, was ejected from the motorcycle and suffered critical injuries. He was transported to the Hilo Benioff Medical Center and then medevacked to Queen’s Medical Center on O’ahu for further treatment. The man was not wearing a helmet at the time of the crash. Investigators believe that speed, alcohol and/or drugs were contributing factors in the incident. The motorcyclist was arrested on charges of operating a vehicle under the influence of an intoxicant, driving a motor vehicle with no driver’s license, reckless driving, and no motor vehicle insurance policy. He was released pending investigation due to having been admitted to the hospital. A motorcycle accident can have a lasting impact on your health and your livelihood, which is why it is important to consult with an experienced lawyer to discuss your case. At Recovery Law Center, our team of skilled Hawaii motorcycle accident attorneys have been the key to success in many motorcycle accident cases, and we are here to offer the same service to you. We will work hard to make sure that your voice is heard, and that you receive the justice and compensation you deserve.  To arrange a free, no-obligation consultation, call us at (808) 427-3088 or visit our web site.

Motorcycle accident in Hilo

News: Motorcyclist dies after crashing into utility pole at Hilo intersection

HILO, HI - A man was killed in a motorcycle accident at an intersection in Hilo, the Hawaii Police Department reported. Police responded to the area of Kalanianaole Street and Kamehameha Avenue after the incident was reported Sept. 5 at 1:46 a.m. A preliminary investigation determined that the operator of a 2015 Harley Davidson Road Glide motorcycle was traveling west on Kalanianaole Street when he lost control and veered off the roadway. The motorcycle struck a utility pole and the rider was ejected. The motorcyclist was pronounced dead at the scene and was later identified as 43-year-old Faavae Maualaivao of Kaneohe. He was not wearing a helmet at the time of the crash, police said. The East Hawaii Traffic Enforcement Unit began an investigation and said it is believed that speed was a contributing factor in the fatal wreck. At the Recovery Law Center, we have represented many motorcycle accident victims and have helped them pursue the maximum compensation available for the injuries they’ve suffered. So if you have been injured in such a crash due to another person's negligence, our Hawaii motorcycle accident attorneys will advocate for our best interests with aggression and authority so that your claim gets the attention it requires and you get the justice you deserve. Call us(808) 427-3088 or reach out online to schedule a free consultation.

Motorcycle crash in Pearl City

News: Motorcyclist crashes into back of stalled vehicle on freeway in Pearl City

PEARL CITY, HI - A motorcyclist was hospitalized after crashing into a vehicle in Pearl City, according to the Honolulu Police Department. The department's Traffic Division said that the Sept. 5 accident took place at about 9:39 p.m. along the eastbound H-1 Freeway. A 31-year-old man was riding a motorcycle east when he crashed into the back of a vehicle that was stalled in the left lane.  The impact caused the motorcycle rider to be ejected onto the roadway, and he was rushed to an area hospital in critical condition.  He was wearing a helmet at the time of the crash. The driver of the stalled vehicle, a 39-year-old man, and two juvenile female rear seat passengers were not injured.  Another juvenile female rear seat passenger reported minor injuries but refused treatment at the scene. It was not known whether speed, drugs or alcohol were contributing factors in the collision. Call the experienced Hawaii motorcycle accident lawyers of the Recovery Law Center today if you have sustained injuries in a motorcycle accident. We are available to handle all aspects of your claim, and we will do everything in our power to see that justice is served. Our consultations are 100% free, and we will not collect any attorney’s fees from you unless and until we secure compensation for you. You can reach us at (808) 427-3088 or via our contact page to get started.

Pedestrian struck by vehicle in Waianae

News: Hit-and-run driver strikes pedestrian on Farrington Highway

WAIANAE, HI - Honolulu police are investigating a hit-and-run incident in Waianae that left a pedestrian seriously injured. The Honolulu Star-Advertiser reports the collision happened Sept. 4 on Farrington Highway near Waianae Valley Road shortly before 9 p.m. Police said a woman was walking in the roadway outside of a marked crosswalk when she was struck by a westbound vehicle.  The pedestrian was transported by EMS crews to an area hospital, where she was listed in serious condition. The unidentified motorist kept going westbound on Farrington Highway without stopping to help or provide any information. Police have yet to determine whether speed, drugs or alcohol were contributing factors in the incident. If you have been injured in a pedestrian accident in Hawaii, you may be facing significant physical and financial challenges, but you do not have to navigate your situation alone. With the help of a skilled Honolulu pedestrian accident attorney from Recovery Law Center, you can have the support and guidance necessary to pursue the compensation you deserve. Our legal team has been fighting for victims for over two decades, and we do not accept payment unless we can win compensation for you. Give us a call at (808) 427-3088 or reach out online to book a free, no-obligation consultation.

Pearl City driveway collision

News: Collision in Pearl City driveway leaves driver critically injured

HONOLULU, HI - Two vehicles collided in a private driveway in Pearl City, leaving one of the drivers critically injured. According to the Honolulu Police Department, the accident took place Sept. 4 at about 1:40 p.m. on Waimano Home Road. A preliminary investigation determined that a 45-year-old woman was driving north on the roadway when she made a left turn into a driveway and collied with another vehicle attempting to exit the driveway. Paramedics rushed the 45-year-old to an area hospital, where she was listed in critical condition. The other driver, a 30-year-old woman, was not injured and stayed at the scene. Investigators do not believe speed was a contributing factor in the crash, but it was not yet known whether drugs or alcohol were involved. Have you or a loved one been injured in a car accident as the result of another person's negligence?  If so, the experienced Hawaii car accident lawyers at the Recovery Law Center would like to hear about your case.  We understand the financial strain that serious injuries put on families, which is why we fight for the maximum amount of compensation our clients deserve.  We work on a contingency fee basis, meaning we don't get paid unless you do. Give us a call at (808) 427-3088 or reach out online to schedule a free consultation.

Moped accident in Ewa Beach

News: Moped rider critically injured in collision in Ewa Beach

HONOLULU, HI - A moped rider was critically injured in an accident in Ewa Beach recently, according to a release from the Honolulu Police Department. The incident took place Sept. 1 on Fort Weaver Road near Renton Road just before 1 a.m. The police department's Traffic Division learned that a 57-year-old man was riding a moped west on Renton Road when he disregarded the red traffic signal while making a left at the intersection of Fort Weaver Road. The moped was struck by a northbound motorist, causing the moped rider to be ejected onto the roadway.  He was transported to an area hospital in critical condition.  The man was not wearing a helmet at the time of the crash, police said. The driver of the vehicle, a 29-year-old man, was not injured and stayed at the scene. It was not immediately clear whether speed, drugs or alcohol were contributing factors in the accident. If you were hurt in a moped accident caused by someone else's negligence, the road to recovery could be lengthy and very costly.  That is why you need the experienced Hawaii moped accident attorneys at the Recovery Law Center to provide you with reliable legal representation. Our firm will fight diligently to secure compensation for your medical bills, lost income, pain and suffering, and other accident-related expenses.  To learn more in a free consultation, contact us online or call (808) 427-3088.

The 25 Deadliest Highways in America For Truck-Involved Crashes

Large trucks are a constant presence on America’s highways, carrying goods between ports, warehouses, farms, factories, and stores. They are also overrepresented in some of the most consequential crashes on U.S. roads, not necessarily because truck drivers are always at fault, but because the size and weight of large trucks can make collisions more severe. In 2023, 5,472 people were killed in crashes involving large trucks, according to the National Highway Traffic Safety Administration. Most of those killed were not inside the trucks: 70% were occupants of other vehicles, while 18% were large-truck occupants and 12% were pedestrians, cyclists, or other nonoccupants. Fatal crashes are also not evenly distributed. A road’s total death count can reflect its length, traffic volume, and the number of states it crosses. A deaths-per-mile measure offers another way to look at risk: It shows where fatal crashes are most concentrated along a route, rather than simply where the most miles of highway exist. To examine where fatal crashes were most concentrated, Recovery Law Center, a personal injury law firm, reviewed research published by Teletrac Navman, whose team analyzed fatal crash records from the National Highway Traffic Safety Administration for U.S. numbered highways and interstate routes. The analysis covers 2016 through 2019 and ranks highways by fatalities per mile. While the ranking includes all fatal crashes rather than only truck-involved collisions, many of the highest-ranked routes are major freight corridors that carry substantial commercial truck traffic. Florida Corridors Lead The Ranking Florida highways dominate the upper tier of the list. I-4, US-192, US-92, and I-95 all appear in the top 10. That concentration reflects a mix of dense metro traffic, tourism corridors, commuter routes, and fast-moving interstates. I-4’s top ranking is especially notable because it is much shorter than many of the national routes on the list. The 132-mile interstate connects Tampa and Daytona Beach and passes through the Orlando area, where Teletrac Navman identified the deadliest city segment on the route. The 25 Deadliest Highways In America This table is based on research published by Teletrac Navman, whose team reviewed fatal crash records from the National Highway Traffic Safety Administration for U.S. numbered highways and interstate routes. The analysis covers the years 2016 through 2019 and ranks highways by fatalities per mile to identify the most dangerous roadways in the United States. Rank Highway Fatalities Deadliest Rank Move 1 I-4 1.134 Orlando, FL No change 2 I-45 0.913 Houston, TX No change 3 US-192 0.867 Kissimmee, FL No change 4 I-17 0.707 Phoenix, AZ No change 5 US-92 0.706 Tampa, FL New 6 I-12 0.666 Baton Rouge, LA New 7 I-30 0.646 Dallas, TX New 8 I-95 0.637 Jacksonville, FL Down 3 9 I-19 0.631 Sahuarita, AZ New 10 I-85 0.613 Charlotte, NC Up 5 11 I-5 0.609 Los Angeles, CA Up 5 12 I-10 0.597 Houston, TX Down 6 13 I-20 0.594 Dallas, TX Up 1 14 I-35W 0.528 Fort Worth, TX New 15 I-24 0.527 Nashville, TN New 16 I-75 0.521 Atlanta, GA Down 5 17 I-83 0.506 Baltimore, MD New 18 I-26 0.496 North Charleston, SC Down 6 19 I-35E 0.495 Dallas, TX New 20 US-199 0.488 Grants Pass, OR Down 7 21 I-65 0.485 Nashville, TN Down 3 22 US-17 0.462 Charleston, SC Down 2 23 US-11W 0.450 Kingsport, TN New 24 US-175 0.447 Dallas, TX Down 17 25 I-66 0.446 Washington, DC New Texas Highways Appear Throughout The List Texas has several highways in the ranking, including I-45, I-30, I-10, I-20, I-35W, I-35E, and US-175. Many of those routes converge around Houston, Dallas, Fort Worth, or El Paso—major population centers that also serve as freight hubs. I-45 ranked second nationwide, with 0.913 fatalities per mile, and Houston was listed as the deadliest city along the route. I-30 ranked seventh, while I-20 and both I-35 branches also appeared in the top 20. The Texas results highlight how urban highway segments can drive the concentration of fatalities. A route may span rural and suburban areas, but the highest-risk portions often occur where heavy traffic, frequent merging, commercial activity, and commuter travel overlap. Shorter Highways Can Rank Higher In Deaths Per Mile The ranking methodology favors fatality concentration rather than total fatalities. That distinction matters. A long interstate may record hundreds of deaths across thousands of miles, but its deaths-per-mile rate may still be lower than that of a shorter highway with repeated fatal crashes in a dense corridor. I-4 illustrates that pattern: It is far shorter than I-10, I-95, or I-5, but it ranked first because deaths were concentrated along a relatively short stretch. The Federal Highway Administration’s Highway Statistics series tracks road mileage, vehicle miles traveled, and other national roadway measures, underscoring how route length and travel exposure are central to understanding crash risk. Southern and Sun Belt Routes Are Heavily Represented Many of the highest-ranked highways run through the South and Sun Belt, including Florida, Texas, Arizona, Louisiana, Tennessee, Georgia, North Carolina, and South Carolina. These areas include fast-growing metro regions, major freight corridors, and tourist destinations. I-17 in Arizona ranked fourth, with Phoenix listed as the deadliest city along the route. I-19, another Arizona interstate, ranked ninth. In the Southeast, I-85, I-75, I-26, I-65, US-17, and US-11W all made the list. The pattern does not mean geography alone causes crashes. Road design, traffic volume, speed, congestion, weather, enforcement, land use, and driver behavior can all shape the risk of fatal crashes. Why Freight Corridors Matter Many of the highways on the list are also key routes for commercial transportation. Interstates such as I-10, I-20, I-30, I-35, I-45, I-65, I-75, I-85, and I-95 carry substantial freight traffic across regional and national supply chains. That does not mean trucks caused the fatal crashes in this ranking. The data behind the ranking includes all fatal traffic crashes, not only crashes involving commercial vehicles. But when fatal crashes occur on major freight corridors, the consequences can affect more than the people directly involved. Closures can delay emergency response, disrupt commuters, slow freight movement, and create secondary crash risks in surrounding traffic. FMCSA reported that large truck and bus fatalities per 100 million vehicle miles traveled by all motor vehicles declined from 2018 to 2019, even as 5,237 large trucks and buses were involved in fatal crashes in 2019. What The Rankings Show Beyond The Numbers The highways at the top of the list are not remote stretches where danger is isolated from daily life. Many run through or near major freight, commuter, and tourism corridors, including Orlando, Houston, Dallas, Phoenix, Tampa, Jacksonville, Los Angeles, Charlotte, and Nashville. That overlap matters because the risk on these roads is shaped not only by mileage, but by how many different users depend on the same lanes: local drivers, long-haul truckers, delivery fleets, tourists, commuters, and emergency responders. For transportation officials, the rankings point to corridors where safety reviews may need to go beyond broad statewide crash trends. A highway with a high fatality rate per mile can signal concentrated danger at specific interchanges, merging areas, work zones, or urban segments where traffic speed, congestion, and differences in vehicle size collide. On freight-heavy routes, that can mean examining truck parking availability, lane-change patterns near exits, crash histories around distribution hubs, and whether signage or road design gives drivers enough time to react.

The front end of a blue car is severely damaged, with the bumper and radiator exposed, indicating the aftermath of a collision

Who Pays for Car Damage in Hawaii?

Who pays for car damage in Hawaii depends on several factors, including who caused the crash, what insurance coverage is available, whether you have collision coverage, and whether the other driver has enough insurance to cover the damage. Hawaii is a no-fault state, but that does not mean your own insurance automatically pays for your vehicle damage. Hawaii’s no-fault system primarily covers injury-related expenses through personal injury protection (PIP) coverage. For damage to a vehicle or other property, the at-fault driver is generally responsible. Hawaii’s Insurance Division explains that no-fault applies to injuries, not vehicles or property, and that the driver at fault is responsible for vehicle and property damage. At Recovery Law Center, Attorney Glenn Honda's 25 years of personal injury experience help and support accident victims understand their rights after a Hawaii car accident. Is Hawaii a No-Fault State for Car Damage? Hawaii is a no-fault state, but no-fault coverage does not usually pay for car damage. This is where many accident victims get confused. Hawaii’s no-fault system is designed to help pay for injury-related costs, such as medical expenses and rehabilitation costs, regardless of who caused the accident. The Hawaii Insurance Division states that motor vehicle insurance pays injury bills up to the personal injury protection benefits limit, and that no-fault applies to injuries rather than vehicles or property. So, if your main concern is who pays for car damage in Hawaii, the answer usually depends on fault and available property damage or collision coverage. Does Personal Injury Protection Pay for Car Damage? No. Personal injury protection does not pay for car damage. Personal injury protection PIP is meant to cover injury-related losses after a motor vehicle accident. In Hawaii, drivers must have at least $10,000 in PIP coverage for their own medical and rehabilitation costs, regardless of fault. PIP benefits may help with: Medical expenses Medical treatment Medical bills Rehabilitation costs Certain injury-related expenses after an auto accident PIP insurance does not pay to repair your vehicle, replace a totaled car, or cover damage to the other party’s vehicle. If your vehicle was damaged in a car accident in Hawaii, the claim will usually involve property damage liability coverage, collision coverage, or another part of the available auto insurance coverage. When Does the At-Fault Driver’s Insurance Company Pay? The at-fault driver’s insurance company may pay when its insured driver caused the accident. For example, the at-fault driver may be responsible if they: Ran a red light Rear-ended another vehicle Failed to yield Made an unsafe lane change Drove while distracted Drove under the influence Violated Hawaii traffic laws If the other driver caused the crash, their property damage liability coverage may pay for damage to your vehicle. Their bodily injury liability coverage may also apply if you suffer injuries. As of January 1, 2026, Hawaii increased its minimum liability limits for new and renewal personal auto policies to: $40,000 bodily injury liability per person $80,000 bodily injury liability per accident $20,000 property damage liability per accident These limits are commonly shown as 40/80/20. However, minimum limits may not be enough after a serious accident. Vehicle repairs, replacement costs, medical costs, lost wages, and other losses can quickly exceed the available insurance coverage. What If Fault Is Disputed? If the fault is disputed, the insurance company may delay or deny payment until the liability is clearer. This can happen when: Both drivers blame each other There are no witnesses The police report is unclear The insurance adjusters disagree about fault The accident involved multiple vehicles The damage pattern does not clearly show what happened In this situation, evidence becomes very important. Photos of the accident scene, vehicle damage, skid marks, road conditions, traffic signals, and nearby surveillance cameras can help prove liability. Witness statements can also help support your insurance claim. If your own policy includes collision coverage, you may decide to file through your own insurance company while the liability dispute continues. Your insurer may pay for your repairs, minus your deductible, and later seek reimbursement from the at-fault driver’s insurance company. Can I Use My Own Insurance Company to Pay for Car Damage? Yes, you may be able to use your own insurance company to pay for car damage if you have the right coverage. Your own insurer may help if you have: Collision coverage: Pays for damage to your vehicle after a collision, regardless of who was at fault. Comprehensive coverage: Pays for certain non-collision damage, depending on your insurance policy. Uninsured motorist coverage: May apply in certain accidents involving a driver with no insurance. Underinsured motorist coverage: May apply when the at-fault driver has insufficient insurance to cover the losses. Collision and comprehensive coverage are optional coverages unless required by a lender or leasing company. Hawaii’s Insurance Division notes that collision, comprehensive, uninsured motorist, underinsured motorist, wage loss, death benefits, and other options may be available depending on the policy. Using your own insurance coverage may be helpful when you need your vehicle repaired quickly or the at-fault driver’s insurance company is delaying payment. What If the At-Fault Driver Has No Insurance? If the at-fault driver has no auto insurance, recovering compensation can become more complicated. You may have options through your own insurance policy, including: Collision coverage Uninsured motorist coverage Other optional coverages listed in your policy Uninsured motorist coverage is especially important when the at-fault driver has no liability insurance or leaves the accident scene. Hawaii’s Insurance Division explains that uninsured motorist coverage may help pay for serious injury or death if the driver at fault has no insurance or in a hit-and-run accident. For vehicle damage, your ability to recover depends heavily on your specific car insurance coverage. This is why reviewing your insurance policy with an insurance agent can be helpful before an accident happens. What If the At-Fault Driver Does Not Have Enough Insurance? If the at-fault driver does not have sufficient insurance, you may not receive full payment from that driver’s insurance company alone. This often happens when: The vehicle repair costs exceed policy limits Multiple vehicles were damaged The accident caused serious injuries Medical expenses and property damage claims are both involved The at-fault driver carried only minimum limits Even with Hawaii’s increased 40/80/20 minimum limits, the Hawaii Insurance Division warns that serious accidents can exceed these amounts and that higher liability limits or additional coverage may provide greater financial protection. If the at-fault driver’s insurance is not enough, you may need to look at your own policy for collision coverage, underinsured motorist coverage, or other available insurance coverage. In some cases, a personal injury lawsuit or property damage claim against the at-fault driver may also be considered. What Happens If I Was Partly at Fault? If you were partly at fault for the Hawaii car accident, your compensation may be reduced. Hawaii follows a modified comparative negligence rule. Under Hawaii law, contributory negligence does not automatically bar recovery if the injured person’s negligence was not greater than the negligence of the person or people they are seeking recovery from. However, damages are reduced in proportion to the person’s share of fault. In simple terms, this means your recovery may depend on your percentage of fault. For example, if your damages are $20,000 and you are found 25% at fault, your compensation may be reduced by 25%. If your share of fault is too high, you may be barred from recovery. This rule can affect both personal injury claims and property damage claims. That is why proving liability is so important after a car accident in Hawaii. Who Pays for Medical Bills After a Car Accident in Hawaii? Medical bills are handled differently from car damage. Your personal injury protection PIP coverage generally pays first for covered medical expenses and rehabilitation costs, regardless of who caused the accident. Hawaii requires at least $10,000 in PIP benefits for medical and rehabilitative costs. PIP coverage may help pay for: Emergency medical treatment Doctor visits Hospital care Physical therapy Medical records Rehabilitation Other covered medical costs However, serious injuries can lead to losses beyond PIP coverage. Accident victims may suffer spinal cord injuries, broken bones, traumatic brain injuries, long-term pain, emotional distress, lost wages, and other damages. If injuries meet Hawaii’s legal requirements, an injured person may be able to pursue compensation beyond PIP benefits through a personal injury claim or personal injury lawsuit. Can I Recover Pain and Suffering After a Hawaii Car Accident? Possibly. Pain and suffering damages are separate from car damage and medical bills. Pain and suffering may include: Physical pain Mental or emotional suffering Emotional distress Loss of enjoyment of life Long-term discomfort Trauma from the accident Effects of permanent or significant injuries Because Hawaii is a no-fault state, not every minor injury claim allows a lawsuit for non-economic damages. However, when injuries are serious enough, accident victims may be able to seek compensation from the at-fault driver. This is one reason it is important to get medical treatment after a serious accident and keep detailed medical records. Your medical records can help connect your injuries to the crash and support your claim for fair compensation. What If the Insurance Company Denies or Delays the Claim? Insurance companies do not always pay fairly or quickly. Insurance adjusters work for the insurance company, not for you. Their job is often to limit what the company pays. That does not mean every adjuster acts unfairly, but it does mean you should be careful with recorded statements, quick settlement offers, and paperwork that may affect your rights. If your claim involves serious injuries, significant property damage, disputed liability, or insufficient insurance coverage, speaking with a Hawaii personal injury lawyer can help you understand your options. Should I File a Property Damage Claim or a Personal Injury Claim? You may need both. A property damage claim focuses on damage to your vehicle or other property. This may include repair costs, diminished value, towing, storage fees, rental car expenses, or the replacement value of a totaled vehicle. A personal injury claim focuses on injury-related losses. This may include medical expenses, medical bills, lost wages, pain and suffering, emotional distress, and future medical costs. After a serious Hawaii car accident, these claims often overlap. For example, the same evidence used to prove how the accident happened may also support both your property damage claim and personal injury claim. What Should You Do After a Car Accident in Hawaii? The steps you take after a crash can affect whether you recover compensation for car damage, medical expenses, and other losses. After a car accident in Hawaii, you should: Check yourself and others for injuries. Call 911 if anyone is hurt or the crash is serious. Move to a safe area if possible. Take photos of the accident scene. Photograph vehicle damage from multiple angles. Exchange contact and insurance information. Get the other driver’s license plate number. Collect witness names and phone numbers. Report the accident to your insurance company promptly. Seek medical treatment, even if symptoms seem minor. Keep medical records, repair estimates, receipts, and insurance documents. Avoid admitting fault at the scene. Be careful before giving recorded statements to insurance adjusters. These steps can help protect your insurance claim and make it easier to prove liability. When Can a Car Accident Lawsuit Help? A car accident lawsuit may help when insurance coverage is not enough, or the insurance company refuses to offer fair compensation. A lawsuit may be appropriate when: The at-fault driver denies responsibility The insurance company undervalues the claim The crash caused serious injuries You suffered significant injuries or permanent harm Medical costs exceed PIP coverage The at-fault driver has insufficient insurance Property damage and bodily injury losses are disputed You need to pursue compensation for pain and suffering The accident resulted in death benefits or wrongful death-related losses A personal injury lawsuit can help accident victims seek compensation for economic damages, such as medical expenses and lost wages, as well as non-economic damages, such as pain and suffering or emotional distress. How Recovery Law Center Can Help After a car accident in Hawaii, you may be dealing with vehicle repairs, medical treatment, missed work, insurance adjusters, and uncertainty about who should pay. Recovery Law Center helps accident victims understand their rights and pursue fair compensation after serious crashes. Attorney Glenn Honda has over 25 years of personal injury experience and understands how insurance companies handle car accident claims in Hawaii. Recovery Law Center can help with: Reviewing your insurance policy Identifying available insurance coverage Communicating with the insurance company Investigating the accident scene Gathering witness statements Proving liability Calculating property damage and medical costs Handling personal injury claims Pursuing compensation from the at-fault driver Filing a personal injury lawsuit when necessary If you were injured in a car accident in Hawaii or your property damage claim is being delayed or denied, Recovery Law Center offers a free consultation to help you understand your next steps. Talk to Recovery Law Center About Your Hawaii Car Accident Claim After a Hawaii car accident, the repair bill is often just the beginning. The harder part is finding the right insurance company that will accept responsibility, respond promptly, and pay the amount needed to put your life back on track. Delays, low estimates, disputed fault, and limited coverage can turn a straightforward property damage claim into a stressful process. You do not have to sort through policy language, adjuster calls, and liability arguments alone. Recovery Law Center helps accident victims understand where payment should come from, what evidence can strengthen their claim, and when a property damage issue may be connected to a larger personal injury case. For guidance after a car accident in Hawaii, contact Recovery Law Center for a free consultation.

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